Commission Disclosure

We're here to support our members. Here you'll find a range of resources to help you understand what the Court of Appeal ruling on 25 October 2024 means for BVRLA members. Keep checking back as we'll be adding new content on a regular basis.

Supporting members through industry change

A ruling from the Court of Appeal on three motor finance cases (25/10/2024) found in favour of the consumer and raised fundamental questions about the future of financing. The broad nature of the ruling affects a wide range of sectors and services, extending beyond automotive. Currently there are more questions than answers, creating very high levels of uncertainty and major disruption.

The BVRLA has been working tirelessly to get members the answers and clarification they need. Legal firm Norton Rose Fulbright has been appointed by the BVRLA to fully digest the terms of the ruling and understand the potential impacts on BVRLA members.

Cars driving on highway at night in Liverpool

Webinar following Court of Appeal ruling - October 2024

At the end of October, a webinar was delivered to help BVRLA leasing broker members understand the terms of the ruling. Partners from Norton Rose Fulbright explained the details of the ruling and answered some of the most pressing questions raised by BVRLA members. The overview was followed by inputs and insights from the BVRLA's policy and legal team, supported by Leasing Committee chair, Rod Lloyd. Members can watch the webinar back now:

Learn more

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Podcast following Supreme Court hearing - April 2025

Following the conclusion of the Supreme Court hearing in early April on the ‘Hopcraft appeal’ - the BVRLA’s Legal and Membership Director, Shashi Maharaj, recorded this podcast to highlight key themes and areas of focus. He attended the hearing online each day and has shared insights most relevant to members.

Learn more

FAQs - Updated 15 November 2024

Explore the answers to frequently asked questions about the policy.

FAQs for Vehicle Rental - Updated 15 November 2024

Find answers to frequently asked questions about vehicle rental.

Member Risk Assessment for Compliance following Court Ruling - updated 15 January 2025

This document helps members assess and manage compliance risks in light of the recent Court of Appeal ruling.

Prefer to speak to someone?

If you have questions or need further clarity on how the ruling affects your business, our Compliance team is here to help. Get in touch to discuss your concerns and receive tailored guidance.

Contact us

Top view of young couple choosing and trying new car in auto salon.

Documentation - Legal Summary note for BVRLA - 31 October 2024

This guidance document has been prepared to help brokers consider the next steps for both the short and long term, and what they need to do to comply with the law.

Download now

Motion blur long exposure of the A465 road during a winter snow storm

NORTON ROSE DISCLAIMER

Important Information

“This is a summary note of the Judgment only. The purpose of this summary note is to provide information as to developments in the case law. It does not contain a full analysis of the law nor does it constitute an opinion of any Norton Rose Fulbright entity on the points of law discussed, or as to the application of the Judgment to the circumstances of any person.

This summary note has been produced exclusively for the benefit of the British Vehicle Rental and Leasing Association (“BVRLA”). We do not represent, and are not providing advice to, any member of the BVRLA. No individual who is a member, partner, shareholder, director, employee or consultant of, in or to any Norton Rose Fulbright entity (whether or not such individual is described as a 'partner') accepts or assumes responsibility, or has any liability, to any other person in respect of this summary note. No other person may place any reliance on the information contained in this summary note, including any members of the BVRLA. Members of the BVRLA may wish to seek their own specific legal advice on any particular matter which concerns them in relation to these developments and the legal position.

If you require any further information in respect of this summary note, please speak to your usual contact at the BVRLA.

Help our engagement with government

As part of the BVRLA’s ongoing engagement with policy makers and regulators, we are keen to understand the immediate and expected impacts of the ruling on the operations of members. Please can you provide us with some short, headline comments regarding what you expect the impact on your business to look like.

All information collected will be treated in accordance with our privacy and competition law policy. Responses will be anonymised.